Thursday, 15 March 2012

BPO: The Security Angle Will offshoring work to India be hit by the recent case where some former employees of Mphasis stole money from the accounts of some Citibank customers? Not really, says Anil Padmanabhan in New York.

The bitterly contested elections in the United States lastNovember sealed more than just the second term Presidency of GeorgeBush. It also put the lid on what was till that moment a rising tideof political protest, led by the Democratic Party, againstoutsourcing.

So when four months later, the Mphasis scandal surfaced, the firstimpression was that the opponents of outsourcing would see freshwind. However, these fears were belied. Weeks later there was barelya ripple, and there is nothing out there to suggest that things wouldalter dramatically either.

Harris Miller, President of the Information Technology Associationof America, a leading trade association serving the …

Role of interannual vegetation variability in climate

NOWCAST

In the past two decades, numerical studies have shown that surface properties controlled in part by vegetation (e.g., albedo, soil moisture, and surface roughness) can affect climate. These studies, however, focus on drastic variations at the land surface. Still unclear is whether typical interannual variations in vegetation density have a detectable impact on interannual climate variability.

We investigated the degree to which the observed interannual variability of vegetation phenology affects hydrological fluxes over land through a series of offline and online simulations with the Mosaic land surface model. First, we constructed an idealized offline experiment …

National League Standings

All Times EDT
East Division
W L Pct GB
Philadelphia 48 39 .552 _
Florida 44 42 .512 3 1/2
New York 42 44 .488 5 1/2
Atlanta 41 46 .471 7
Washington 34 54 .386 14 1/2
Central Division
W L Pct GB
Chicago 52 35 .598 _
St. Louis …

Wednesday, 14 March 2012

Mountaintop removal panel plans final meeting: Legislation may be needed to implement findings of task force

The Underwood administration has not yet concluded how, or if, itwill implement the findings of a task force asked to reviewmountaintop removal strip mining.

"There's a good chance" that legislation will be needed, said DanPage, spokesman for Gov. Cecil Underwood.

Underwood will receive the task force's final report a day or twoafter the group holds its final meeting, which is scheduledWednesdayevening, Page said.Marshall University President Wade Gilley, chairman of the taskforce, and three of its members briefed Underwood Monday afternoon,Page said."It was the governor's first briefing on this," Page said."He told them to 'go …

ISU: Big test for new coach

Whenever you take over for a coach who was fired, you know you'renot taking over a program on the way up. Todd Berry is ready for thechallenge.

Berry left his job as East Carolina's offensive coordinator andbrought with him running back Daryl Jones, who had a chance to be astarter at ECU.

And coach Jim Heacock, who was fired after a 5-6 season, did notleave the cupboard bare.

Berry inherits preseason All-American Todd Kurz, who handlespunting and kicking duties.

"Without a doubt he's one of the best …

Italian Football Results

MILAN (AP) — Results in the Serie A (home teams listed first):

Friday's Game

Lecce 1, Roma 2

Saturday's Game

Juventus 0, AC Milan 1

Sunday's Games

Sampdoria 2, Cesena 3

Bologna 2, Cagliari 2

Chievo Verona 0, Parma 0

Fiorentina 3, Catania 0

Inter Milan 5, Genoa 2

Napoli 0, Brescia 0

Udinese 1, …

6 killed in suspected drug violence in Bolivia

Officials say three Serbs and three Bolivians have been killed in suspected drug violence in the Andean country's east.

Prosecutor Basilio Villca says another man was injured in Friday's shootings in a part of Santa Cruz province known as a drug smuggling corridor.

Villca says the six victims are between the ages of 21 and 31, and the bodies were found in various …

Pedal to the Mittal

Arcelor Mittal rose the most since June 2006, climbing $4.74, or8 percent, to $64.34. The world's largest …

US steps up testing for fungicide in orange juice

WASHINGTON (AP) — The U.S. Food and Drug Administration says it will step up testing for a fungicide that has been found in low levels in orange juice.

The agency said in a letter to the juice industry Monday that an unnamed juice company contacted FDA in late December and said it had detected low levels of carbendazim, a fungicide, in the company's own orange juice and also its …

Pest Control Worker

Pest Control Worker

Education and Training: High school

Salary: Median—$12.61 per hour

Employment Outlook: Very good

Definition and Nature of the Work

Pest control workers help to eliminate and control undesirable insects and animals. These pests include rats, mice, and other rodents as well as termites, cockroaches, spiders, bedbugs, ants, fleas, bees, and wasps. Sometimes workers are also asked to rid buildings of birds or snakes. They control or remove pests in private homes, businesses, and institutions. Pest control workers are sometimes called exterminators.

Most pest control workers are employed by firms that specialize in pest control. These may be small independent firms or branches of nationwide chains. Some workers have their own businesses. A few work for local, state, or federal government agencies. Some large institutions and firms, such as food processing companies, have their own staffs of pest control workers. Pest control work is very important in preventing disease and property …

GARDENING ON MARS

with Laura Barrett

"Basically, it was a bit like music camp for me," says artist Laura Barrett, about working on her recently released CD Victory Garden. "I got to work with Paul Aucoin, who is a great inspiration to me and has worked with at least 10,000 amazing Canadian musicians, no lie."

Last year Laura signed to Paper Bag Records, who re-releasedEdrt/i Sciences. "From January to March 2008, Barrett and Aucoin got together for hours at a time in a semi-heated east-end studio. "We experimented. Some songs weren't quite finished by the time we started working, so they were still flexible, which meant they could take in Paul's suggestions for arrangements. Other songs …

Pope prays for religious liberty after Quran saga

VATICAN CITY (AP) — Pope Benedict XVI has prayed for religious freedom and reconciliation following protests in Afghanistan and Kashmir fueled by threats to burn the Quran in the U.S.

Benedict said he was concerned about the violence and was praying for the victims. During his general audience Wednesday, he asked that religious liberty be respected and "that the logic of peace and …

England arrives at Comm Games with plenty of goals

NEW DELHI (AP) — England's team for the Commonwealth Games will head to New Delhi with plenty of goals to reach, and the biggest among them may be to get ready for the 2012 London Olympics.

They will be have to do it, however, without some of their biggest stars.

Olympic 400-meter champion Christine Ohuruogu and defending 1,500-meter champion Lisa Dobriskey withdrew because of injuries after heptathlete Jessica Ennis and distance runner Mo Farah had already pulled out for scheduling reasons.

World champion Phillips Idowu last week decided against defending his triple jump title at the Commonwealth Games because of fears over his safety.

Preparations for the games have been beset by problems, including the collapse of a pedestrian bridge that was under construction near the main stadium, the shooting of two Taiwanese men near a tourist attraction in Delhi and constant concerns over security.

England delayed travel for the athletes who were due to leave for Delhi last week due to concerns over the unclean state of the athletes village. That has now been rectified.

On Wednesday, team spokeswoman Caroline Searle said more than 200 athletes had already checked into the village.

"We're looking forward very much for the sport starting and the games getting on," Searle said.

England will have more than 360 athletes competing across in 17 sports, more than participated at the last event in Melbourne four years ago.

"We're hoping to see people come through," Commonwealth Games England chairman Andrew Foster said, alluding to both the London Olympics and the 2014 Commonwealth Games in Glasgow. "We see this as a major development opportunity."

Ennis, the world heptathlon champion, opted to skip the games because it clashed with her training schedule, while 5,000-10,000 European champion Farah withdrew because he said he needs a break.

"With the competition schedule, there was always that danger," Foster said. "We're clearly disappointed."

Other big names from other countries to bypass the games in India include Jamaican sprinters Usain Bolt and Asafa Powell, Australian swimmer Stephanie Rice and Scottish cyclist Chris Hoy.

"There is a sadness that Usain Bolt won't be there. There is a sadness that Chris Hoy won't be there," Foster said. "But you can turn it the other way round and say there's going to be new people there."

Andrew Steele, who finished fourth as part of England's 4x400 relay team at both the Beijing Olympics and the last Commonwealth Games, pulled out because of injury. But he agreed that new stars will shine in New Delhi.

"There will be unexpected performances," Steele said. "When you get the chance to represent your country individually, you really step up."

Olympic champion Rebecca Adlington, who won gold medals in the 400 and 800 freestyle events at the 2008 Beijing Games, will lead the way in the swimming pool.

"This is the medal she wants and she's determined to go there and get it," said Craig Hunter, the England team's Chef de Mission.

The youngest member of the team is 13-year-old Alicia Blagg, a diver who will celebrate her 14th birthday a few days after the games end. The oldest member is Michael Gault, a 56-year-old shooter.

Gault has won 15 medals over four Commonwealth Games and needs four more to become the most decorated athlete in the history of the games. In New Delhi, the Englishman will be entered in eight different events.

"Because of who I am and what I've done, everyone expects something every time I step on to the firing line," Gault said. "That's a huge responsibility and something I've got to control emotionally and physically."

Thousands of heavily armed police are patrolling every venue and enforcing strict security conditions for entry.

England women's field hockey captain Kate Walsh said the level of security was reassuring.

"We don't obviously have that at every games, but it's reassuring," she said Wednesday. "You would absolutely rather have that, than not."

The Commonwealth Games, which bring together teams from the 71 countries and territories in the commonwealth every four years, have been dominated by Australia, England and Canada since the first edition in 1930, when they were called the British Empire Games. Four years ago in Melbourne, the Australians led the medals table with 221 overall, including 84 gold. England was second, followed by Canada in third.

Those same countries will be the teams to beat in New Delhi, with the addition of host India.

"We have to be realistic," Foster said. "There's going to be the biggest ever Indian team there."

Tuesday, 13 March 2012

it's a guy thing

Give your daily shaving and skin care routine a face-lift with the help of a few simple changes (and some great products too)

DID YOU KNOW?

You can cut down on grooming time and hydrate your skin after shaving with a multitasking moisturizing sunblock.

If nicks, scrapes, ingrown hairs, red bumps, and razor burn are irritating you, it's time to learn the secrets to a naturally perfect shave-and improve your skin in the process. Here are some steps to success:

1. Work with water. Open up the pores and soften the beard with lots of warm water, which expands hair follicles. As follicles swell, they get weaker and less resistant to the cutting action of a blade. Splash your face for at least two minutes or let steam from the shower soften the stubble.

2. Stay calm. Ditch the old bar soaps, which often contain harsh synthetic detergents and fragrances. The detergents strip away the skin's mantle and loosen its protective keratin proteins, making it vulnerable to irritation and infection. Instead, choose a coconut oil-based cleanser that breaks down grease and oils from the sebaceous glands.

3. Get a little rough. Several times a week, spend a few minutes working a granular facial scrub made from almond meal, jojoba beads, or oatmeal flakes into the skin in circular motions. Scrubs lift the hair shafts and exfoliate dead skin, helping prevent ingrown hairs. Scrubs also gently buff away pollutants and other buildup that causes razor drag.

4. Shave face. While skin is still wet, apply a gentle shaving cream that moisturizes the skin and helps the razor glide. Beware of aerosol shaving foamsthey are propelled by chemicals that dry skin. Be sure to shave in the direction of the hair growth to reduce irritation.

5. Tone it down. That thin layer of skin you scraped off during shaving tends to leave your face particularly vulnerable to sun and wind. Protect it by splashing on a skin toner as an aftershave to help restore your skin's pH balance. Look for a toner containing witch hazel (such as Humphrey's Original Witch Hazel Astringent) rather than alcohol, which dries skin, and lavender or tea tree oil, both natural antiseptics.

1 Glide through your shave with Kiss My Face Moisture Shave in Peaches & Creme. Coconut and hemp seed oils provide a slick moisture barrier on trie skin and beard for protection against nicks. The cream is highly concentrated, so a little goes a long way.

2 Aubrey Organics Men's Stock North Woods Face Scrub lifts beard hairs for a smooth shave and loosens ingrown hairs to prevent razor bumps. Men's Stock North Woods Shave Cream boasts a clean masculine scent.

3 Zia Men Triple Protection Lotion SPF 15 calms inflammation, reduces redness, smooths wrinkles, and protects against sun damage. This lightweight, nongreasy moisturizer can be used on face, body, and scalp.

4 Condition your face for a close shave with Nature's Gate Organics Creamy Shave Gel in Cucumber & Mint. Natural extracts, certified-organic botanicals, and vitamins in this soothing gel pamper skin and provide effortless razor glide to minimize irritation.

Cowboys stagger Eagles

PHILADELPHIA It was a symbol of the Dallas Cowboys' quick sprintfrom oblivion back to the top of the NFL - an 85-yard punt return byKelvin Martin that put what was once America's Team back into theplayoffs for the first time in six years.

Martin, who suffered through Dallas' 1-15 season in 1989, cappedthe Cowboys' remarkable rebirth with a burst up the middle with 45seconds gone in the fourth quarter that ignited a 17-point fourthperiod, giving Dallas a 25-13 victory.

The decision ended the Eagles' six-game winning streak and tooktheir playoff fate out of their hands.

The victory improved Dallas' record to 10-5 and guaranteed theCowboys a wild-card spot in the muddled NFC playoff race. The Eaglesare 9-6, and they must beat Washington here next week and hope thatSan Francisco loses its final game (next Monday against the Bears)and New Orleans its last two.

"When we were 1-15, we didn't lose by much. We just lost games.We needed a winning attitude, and now we've got it," said widereceiver Michael Irvin, who scored an insurance TD for the Cowboys.

Dallas' fourth consecutive victory mirrored its miraculousseason.

"I told them at halftime we were only one play away from takingthe lead," said coach Jimmy Johnson, again a prophet.

If Martin was the hero, the defense also helped. Jimmy Joneshad 2 1/2 sacks and Ken Norton two.

"We were able to play the running game well and put them inpassing situations," said Johnson, who for the fourth week in a rowwas able to call it "our biggest win in the three years I've beenhere."

Ironically, the Eagles - who had 11 sacks in the teams' firstmeeting when they won 24-0 - had just one for the day.

That protected Dallas QB Steve Beuerlein and let him find Irvin,who caught a four-yard TD pass for the clinching touchdown with 6:02left after being totally shut down during the first half.

Ken Willis made Cowboys field goals of 50, 32 and 37 yards, thelast one with 2:40 to play.

Beuerlein, just 2-of-17 for 17 yards before halftime, finished9-of-31 for 145 yards and had completions of 32 yards to Jay Novacekand 36 yards to Irvin to set up his TD pass to Irvin. Irvin had fivecatches for 92 yards in the second half.

The Philadelphia defense held the Cowboys without a first downfor eight consecutive series after Dallas' first possession.

But the punt return was the key to a momentum change.

"Once I hit the hole, it was just a matter of beating thepunter," Martin said. NOTABLE: It was the Cowboys' first victory over the Eagles in 10non-strike games and their first victory in Philadelphia since 1986;Keith Byars' five catches for Philadelphia increased to 71 the numberof consecutive games in which he has caught at least one pass. QUOTABLE: Eagles QB Jeff Kemp: "We battled well but not too wiselytoday; we need help now, but we won't give up."

Nightclub's hospice fundraiser ; In brief

BRENTWOOD: A nightclub has raised more than Pounds 1,300 forSaint Francis Hospice.

The Sugar Hut in the High Street raised the total for Brentwood'slocal hospice when they opened their venue during the inauguralcultural music and arts festival in the town centre.

During the event people could look in and say hello to celebrityhorse, Mika, a 13-year-old Friesian, featured in the box-office hitThe Chronicles of Nania.

The horse was part of an exhibition at the nightclub showcasingthe past exploits of the historic premises.

9/11 Attacks Harm First Amendment

V5467; PHOTO:; AUDIO:%)

WASHINGTON (AP) _ The shadow of the Sept. 11 terror attacks is eclipsing press freedom and other constitutional safeguards in the United States, Associated Press President and CEO Tom Curley said Thursday.

"What has become clear in the aftermath of 9/11 is how much expediency trumps safeguards," Curley said during the annual dinner of the Radio and Television News Directors Foundation.

"Congress steps back from its constitutional role of executive oversight. Civilian oversight of the military wanes. A Justice Department interprets laws in ways that extend police powers. More drastically, prisons are established in places where government or military operatives circumvent due process or control trials," Curley said in accepting the foundation's First Amendment Leadership Award.

"It's at moments like these when a free press matters most," he said.

Curley was selected for his role in pushing for more openness in government and for emphasizing reporting on First Amendment issues. That includes efforts by the AP to establish the Sunshine in Government Initiative, a news media coalition that presses for strengthening Freedom of Information laws and for greater government openness.

Also receiving First Amendment honors from the foundation Thursday were CBS News correspondent Bob Schieffer and NBC Universal vice president Paula Madison. A special award also recognized former Federal Communications Commission Chairman Richard Wiley.

'Widow penalty' victims finally allowed back in US

NEW YORK (AP) — As suddenly widowed newlyweds, Olga Ledezma and Miwa Neal might have expected sympathy. But that's not what they got from U.S. immigration officials, who declared them unwelcome.

Both Ledezma, a Mexican, and Neal, who's Japanese, were trapped by the so-called "widow penalty" after their U.S. citizen husbands died.

Because they'd been married less than two years, their pending applications for permanent residency were nullified. Ledezma, whose husband was killed by a drunk driver in Denver, was ordered to leave the U.S. and eventually deported, while Neal — widow of a U.S. soldier — was told she could not immigrate to Florida from Japan with their infant son.

"I just wanted to do what my husband dreamed about," said Neal. "He really wanted to raise his son in America, close to his parents."

Widely viewed as cruel and unnecessary, the widow penalty was eliminated by Congress two years ago after being repeatedly challenged in court. Both Ledezma and Neal, after years of legal wrangling, were able to settle in the U.S. within the past two months and restart the process of seeking citizenship.

But time is running out for others who suffered under the policy. There's a deadline of Oct. 28 for any widow or widower who'd been married less than two years to file a petition for residency status if their spouse died before the widow penalty was scrapped on Oct. 28, 2009.

Attorney Brent Renison of Portland, Oregon, who spent years representing spouses affected by the penalty, believes there are hundreds of deported widows and widowers scattered around the world eligible to take advantage of the window of opportunity. But he worries that they may not know about the new circumstances, and is urging U.S. government agencies to do more to raise awareness.

For those widows and widowers who do apply, their cases would likely move more quickly than Miwa Neal's. It took five years from her husband's death in 2006 for her to get the OK to settle in the U.S. in June with her son, Liam, who will be starting first grade this fall in a Florida elementary school.

Miwa met her husband-to-be, Iraq War veteran Joseph Neal, in 2004 while studying English at Marshall University in Huntington, West Virginia. They fell in love, moved together to Japan after Miwa's program ended, and married there in 2005 after learning that Miwa was pregnant.

With their baby in tow, the couple returned to the U.S. in January 2006, but Miwa — still early in the process of seeking permanent residency — had to return to Japan with Liam after 90 days. In June 2006, Joseph — who had gotten a job as an Army recruiter — was found dead in the Ohio River after a dinner with acquaintances, under circumstances that remain mysterious.

Joseph's parents, Jack and Anna Neal of Interlachen, Florida, tried to replace their son as sponsors of Miwa's pending immigration application, but their efforts were rebuffed over a period of years, and Miwa was told her application had been rejected.

"It was unconscionable ... I was actually in despair," said Jack Neal, a former magistrate in West Virginia who now oversees criminal investigations for the Florida Department of Revenue.

Finally, thanks to Renison's advocacy and the 2009 repeal of the widow penalty, the 28-year-old woman was given permission to immigrate. She lives in a subdivision near her in-laws, and says she hopes eventually to qualify as a schoolteacher.

"Miwa is now our daughter in all of the same respects as Joseph was our son," said Jack Neal. "She wanted to come here to America because she and Joseph felt Liam would have more opportunities here."

Unlike Miwa Neal, Olga Ledezma was already settled in the U.S. when a car struck and fatally injured her husband, Lucio Ledezma, as he was crossing a street in Denver in November 2002. They'd gotten married the previous April, just a few weeks after Olga legally entered the U.S. from Mexico.

In May 2003, the residency application that Lucio had filed on Olga's behalf was rejected on the grounds that she was no longer the spouse of a U.S. citizen, and in April 2004 she was ordered to leave the country. She remained in Denver nonetheless, until she was arrested in an immigration raid in February 2009 and deported to Mexico the next month.

"That was pretty cold," said her lawyer, Laura Lichter. "I'd rather they go after terrorists than a widow."

Over two years, Lichter litigated on Ledezma's behalf — finally winning a settlement that enabled the 52-year-old woman to return to Denver in May and re-launch an application for permanent residency.

Assuming her application is approved, Ledezma hopes to start her own cleaning company. She says she still found it hard to believe that she was able to return to the U.S.

Renison, meanwhile, is still working to alert other victims of the widow penalty about the upcoming deadline. He has formed a group called Surviving Spouses Against Deportation and offers detailed information on its website.

As he battled against the widow penalty over the years, Renison said he was struck by how inconsistently it was applied.

"There were both malicious and cruel things that happened to people, and also a lot of kindness shown to people," he said. "In many cases, authorities would let people be, but in other cases they would very actively pursue the widows."

___

Online:

Surviving Spouses Against Deportation: www.ssad.org

___

David Crary can be reached at http://twitter.com/CraryAP

Merkel rejects bailout plan for eastern EU nations

Germany rejected appeals Sunday for a single multibillion euro (dollar) bailout of eastern Europe, even after Hungary begged EU leaders not to let a new "Iron Curtain" divide the continent into rich and poor.

The swift, strong comments by German Chancellor Angela Merkel dampened hopes that leaders at Sunday's European Union summit could forge a unified stance to tackle the global economic crisis.

As Europe's largest economy, Germany has been under rising pressure to take the lead in rescuing eastern EU members, but Merkel insisted that a one-size-fits-all bailout was unwise.

"Saying that the situation is the same for all central and eastern European states, I don't see that," said Merkel, adding "you cannot compare" the dire situation in Hungary with that of other countries.

Hungarian Prime Minister Ferenc Gyurcsany, saying the credit crunch was hitting the eastern members hardest, had called for an EU fund of up to euro190 billion ($241 billion) to help restore trust and solvency in those nations.

"We should not allow that a new Iron Curtain should be set up and divide Europe," Gyurcsany told reporters. "In the beginning of the nineties we reunified Europe, now the challenge is whether we will be able to reunify Europe financially."

EU nations are all grappling with a worsening recession, compounded by a severe credit crunch that has left many EU countries looking ever more inward to protect jobs and companies from international competition. Those policies are now undermining the open market cornerstone on which the EU is founded.

Ahead of the summit, the leaders of nine countries _ Poland, Hungary, Slovakia, the Czech Republic, Bulgaria, Romania and the three Baltic states _ forged a common stand to pressure richer members in the 27-nation bloc to back up vague pledges of support with action.

Polish Prime Minister Donald Tusk said the nine leaders called for "a spirit against protectionism and egoism."

Hungary, Poland and the Baltic countries of Estonia, Latvia and Lithuania also want the EU to fast-track their bids to join the euro-currency, which could offer them a stable financial anchor. Latvia's government has already collapsed amid the economic fallout.

Other EU members, like Sweden, want to coordinate a Europe-wide bailout plan for car producers.

Prime Minister Mirek Topolanek of the Czech Republic, which holds the EU presidency, called on his counterparts to act together.

"(The EU) not want any new dividing lines. We do not want a Europe divided along a North-South or an East-West line, pursuing a beggar-thy-neighbour policy is unacceptable," Topolanek said.

A draft summit conclusion centered a commitment to "make the maximum possible use" of the EU's cherished free market "as the engine for recovery."

The crisis has sorely tested solidarity among EU nations.

The Czech Republic has accused France of trying to protect its local car plants at the expense of foreign subsidiaries, while Germany rejected earlier calls to help bail out economies in Ireland, Greece and Portugal.

Sunday's talks are meant to restore a unified purpose and help prepare for the April 2 Group of 20 nations summit in London.

Once-booming east European economies have been hit hard by the global economic downturn. As cheap credit dried up their export markets shrank, causing eastern currencies to sink and triggering more financial turmoil.

Gyurcsany said eastern EU countries could need up to euro300 billion ($380 billion), or 30 percent of the region's gross domestic production this year.

He warned that failure to offer bigger bailouts "could lead to massive contractions" in eastern economies and lead to "large-scale defaults" that would affect Europe as a whole. It could also trigger political unrest and immigration pressures as jobless rates soar, he said.

EU governments have already spent euro300 billion ($380 billion) in bank recapitalizations and put up euro2.5 trillion ($3.18 trillion) to guarantee loans of many banks in the EU and neighboring states.

On Friday, the European Bank of Reconstruction and Development, the European Investment Bank and the World Bank said they will jointly provide euro24.5 billion ($31.1 billion) in emergency aid to shore up the battered finances of eastern European nations.

Passmore a net gain in experience

The Blackhawks have tried nine rookies in their first 28 games.Now their roster is down to six.

Goaltender Craig Anderson, 22, was returned to Norfolk of theAmerican Hockey League on Tuesday, with veteran Steve Passmore takinghis place. Defenseman Lasse Kukkonen, 22, and winger Pavel Vorobiev,21, started the season with the Hawks but were sent to Norfolk lastmonth.

Anderson was called up Nov. 10 after Jocelyn Thibault wassidelined for hip surgery. He was unimpressive in seven games,compiling an 0-6-0 record, 3.36 goals-against average and .878 savepercentage.

Brett McLean, Tuomo Ruutu, Mikhail Yakubov, Igor Radulov, TravisMoen and Michael Leighton are the remaining rookies.

The Hawks' decision to field a young lineup this season made goodbusiness sense. Last season's veteran-dominated team missed theplayoffs, flopping badly in the last three months. Changes needed tobe made, and with the NHL's collective-bargaining agreement expiringafter this season, it made no sense to go after the more expensiveveteran free agents.

So the Hawks went with youth, and thanks in large part to injuriesto key veterans, it has been a disaster. They take a 14-game winlessstreak into their home game Thursday against the Detroit Red Wings.Worse yet, even coach Brian Sutter sees no end in sight.

This isn't something that's going to change in a month or twomonths," he said. You don't just turn a switch on. The guys aregetting better without getting the results. It's all a process thattakes time."

That process is painful to watch at the moment. The rookies haveplayed with enthusiasm, but none has proved to be fully ready for therigors of the NHL. Radulov, 21, might be the next to go. He has threegoals and seven assists in 27 games but played less than 10 minutesin the last two games.

On our last road trip, there were a couple of games in which hewasn't there," Sutter said. He didn't compete at the level he neededto. But the last couple of games, there was nothing wrong. [Thelimited ice time] was just because of the way the games went. I'vegot to find a way to play him more, but he's got to earn it, too."

At least Anderson wasn't replaced by another rookie. The Hawksdon't need any more of them, and Passmore, 30, provides some badlyneeded experience. He played in 64 games for the Hawks during thelast four seasons, compiling a 17-26-10 record, 2.73 GAA and .896save percentage. He was 3-10-2 at Norfolk this season with twoshutouts in his last four starts, a 2.63 GAA and an .899 savepercentage.

Palestinian Truce Begins to Take Hold

GAZA CITY, Gaza Strip - Gunmen armed with rifles, grenades and explosives climbed down from rooftop positions Saturday and residents began venturing out of bullet-scarred homes after their leaders agreed to end a week of Palestinian factional bloodshed in Gaza.

The truce began to take hold as Israel launched a fifth day of airstrikes on Hamas targets in the Gaza Strip in reprisal for the Islamic militant group's rocket attacks on Israeli border towns. Other recent cease-fires between the factions have been short-lived but Hamas spokesman Fawzi Barhoum said he expected this one to stick because of Israel's military action.

"No one would accept to fight one another while the Israelis are shelling Gaza," he said.

The clashes between Hamas and Fatah gunmen loyal to Palestinian President Mahmoud Abbas have brought the two groups that nominally share power to the brink of civil war. More than 50 Palestinians have been killed in a week of infighting.

The overlapping violence from Israel's attacks on Hamas rocket operations has killed 23 other Palestinians in the past week.

On Saturday, Israeli Defense Minister Amir Peretz vowed to keep going after Hamas militants who would fire rockets at Israel, warning them to be "very afraid."

Still, Peretz said time was not ripe for a major Israeli ground offensive in Gaza.

An Israeli airstrike killed three people in a car in Gaza early Sunday, Palestinian medics said. Israel said the car was carrying three Hamas radicals and a load of weapons. The Israeli army also said warplanes demolished arms factories belonging to Hamas and - for the first time since the airstrikes began on Tuesday - Islamic Jihad, a smaller militant group that has also been involved in rocket attacks on Israel.

On Saturday, four Palestinians were killed in air attacks on Hamas targets, while five rockets from Gaza hit the Israeli border area, causing damage, but no injury.

The Israeli air attacks, backed by tank fire, have driven Hamas fighters out of their bases, prompting the militant group to accuse Israel and Fatah of colluding against it.

The Palestinian infighting broke out Sunday after Abbas stationed thousands of security forces on the streets of lawless Gaza City - a move Hamas interpreted as a provocation because it wasn't consulted.

Saturday's truce committed the battling factions to pull their fighters off the streets and exchange an unknown number of hostages.

Four previous cease-fire agreements collapsed earlier in the week.

A gunbattle erupted outside the home of a senior Fatah official in Gaza City as the cease-fire was reached, and security officials said several people were wounded.

And in another sign of the shaky nature of the truce, several hostages from both factions were released before an official exchange ceremony - but only after their captors shot them in the legs, both sides said.

Still, as word of the cease-fire spread, and enforcement teams went out on the streets, fighters began to comply - something they had not done with the previous truces. They also began knocking down roadblocks they had set up to identify rival fighters.

Truce enforcers from various Palestinian factions went from rooftop to rooftop, urging gunmen to leave. At one Gaza City building that had been the site of fierce fighting, Hamas fighters climbed down carrying a cache of rocket-propelled grenades, bags of explosives and AK-47 rifles.

Mervat, a resident who would only give her first name for fear of reprisal, said the fighting terrorized her 5-year old daughter who thought the conflict was with Israelis. The two never left home throughout the fighting.

"Hopefully it will stick this time. We are the only losers if this continues," she said.

She and other residents who had remained holed up at home throughout the fighting stepped out hesitantly to shop for groceries and other supplies.

Ribhi Barghouti held up a fistful of burnt American dollars. He said mortars fell in his apartment, destroying his furniture and burning up his wife's passport and $13,000 the couple had stashed away.

"I lost everything. ... It is impossible to tell what will happen in this place anymore," he said. He said he plans to return to his native West Bank as soon as his wife replaces her ID.

Some Gazans returned to their apartments, passing evacuating fighters on the way, only to decide the damage was too great for them to stay. They stuffed a few belongings into suitcases and left again.

The hostage handover - a major element of the cease-fire deal - was delayed for hours while kidnapped men were located. Shortly after midnight Saturday, two buses carrying kidnapped men from both sides pulled up to the Egyptian representative office in Gaza City, where the cease-fire was negotiated.

Col. Burhan Hamad, head of an Egyptian security team that helped to mediate the cease-fire, said 30 hostages were to be released early Sunday, and the remaining 18 later in the day.

The truce accord was endorsed by Abbas and Hamas' exiled supreme leader, Khaled Mashaal, who conferred a rare three times by phone in the past few days. Mashaal lives in Syria.

"Both leaders ... made their calculations and realized that they can't gain this way," Palestinian Information Minister Mustafa Barghouti said.

Barghouti also said Saudi Arabia "made it clear they can't accept the failure" of the agreement Hamas and Fatah reached in Mecca in February to form a national unity government.

The bloodshed in Gaza threatens to deter Arab countries from giving badly needed economic aid to Palestinians, said Peter Ford, the top fundraiser for the U.N. Relief and Works Agency.

Ford, speaking to participants at the World Economic Forum meeting in Jordan, said he was most concerned that UNRWA had to cut its job creation program in the Palestinian territories.

"Gaza needs that like a hole in the head," Ford said. "This is a result of us not being given enough funds for our emergency program to create jobs."

The violence with Israel, meanwhile, has destroyed a cease-fire Gaza militants reached with Israel nearly six months ago.

Israel launched its latest round of airstrikes on Hamas targets on Tuesday. The militant group, which refuses to recognize Israel's right to exist, has fired nearly 120 rockets at southern Israel since Tuesday, the military said, including three that landed early Sunday, the army said. One of the three hit an empty home.

Rocket squads should be "very afraid," because "it is our intention to act against Hamas," Peretz vowed in an interview with Israel Radio.

Asked whether Palestinian Prime Minister Ismail Haniyeh of Hamas and the head of Hamas' military wing, Ahmed Jaberi, could also be targets, Peretz said he would not rule out any action that "makes it clear to everyone that we don't intend to allow anyone to harm Israeli citizens."

At the same time, he said Israel would not embark on a major offensive in the Gaza Strip because it had other, unspecified tools in its arsenal to use against rocket-launchers, he said.

Peretz insisted Israel is not interfering in the internal Palestinian fighting. However, he said "we certainly would like the moderate forces to emerge with the upper hand," a reference to Fatah.

---

Associated Press Writer Dale Gavlak contributed to this story from Southern Shuneh, Jordan.

Monday, 12 March 2012

Omniscient or Overprotective?

It is no secret that ag lenders have done very well despite the recession. Net cash farm income is forecast at $99 billion this year, up $7 billion from last year and nearly $30 billion from 2009, according to the USDA. And since 2000, U.S. farmland values have roughly doubled and have risen 58 percent after infl ation, according to the FDIC.

For this very reason, the FDIC has begun warning of a possible bubble in the agriculture industry. Th e FDIC sent a letter to lenders in December warning them to not let high farmland values lull them into lax lending practices. And on March 10 it hosted a symposium in Arlington, Va., called, "Don't Bet the Farm: Assessing the Boom in U.S. Farmland Prices." But the FDIC is not the only agency concerned about a potential ag bubble.

"Rising interest rates often coincide with falling farm revenues and higher capitalization rates, a depressing combination for farmland values," said Federal Reserve Bank of Kansas City President Th omas Hoenig in testimony before the Senate Committee on Agriculture, Nutrition and Forestry in February. "Moreover, even if crop prices remain high but capitalization rates return to their historic average, farmland values could fall by as much as a third, which most certainly would erode the fi nancial health of the farm sector."

While some are concerned, others say there is no bubble. Considerable anecdotal evidence suggests that much of the buying by farmers currently is to expand holdings to adjacent land as it becomes available. And many buyers are tapping cash reserves rather than borrowing heavily, as was the case in the 1980s.

"It is clear that farmland prices have escalated in some areas of the country," said American Bankers Association Vice Chairman Matthew Williams, chairman and president of Gothenburg (Neb.) State. "But there is no evidence that this is being fueled by credit. Farmers are responding to market signals, and those signals are extremely positive."

Even so, with the USDA forecasting exports to exceed the previous record set in 2008 by $20.6 billion, it does make you question how long it will last. It is also hard to ignore the fact that FDIC Chairman Sheila Bair was one of the earliest regulators to speak out on possible problems in the housing market prior to its meltdown. You cannot help but wonder, "Is she right once again?"

To read more about the current prosperity of the agriculture industry and the varying opinions on whether it is a bubble waiting to burst or not, go to BankNews.com.

[Author Affiliation]

Kari English * Senior Editor * kenglish@banknews.com

Bulls Downplay Headbandgate With Wallace

DEERFIELD, Ill. - No headbands, no problems. That was the message the Bulls sent Monday afternoon, two days after Chicago center Ben Wallace flouted a team rule against wearing a headband during a game.

Wallace was benched Saturday during a 106-95 victory over the New York Knicks for wearing the red headwear, which runs afoul of a rule set by executive vice president of basketball operations John Paxson. A team meeting was held and the issue will be resolved quickly, Bulls coach Scott Skiles said Monday.

"I look at it like these things are, most times, inevitable," Skiles said. "This happens in pro sports. These things come up."

Paxson said he didn't like the cavalier way Bulls wore headbands when he took over for Jerry Krause in April 2003.

"It's not meant in any way to stifle anybody's individuality or creativity," Paxson said. "It was just simply part of a structure we were trying to create."

Wallace did not practice Monday after an MRI on his right wrist - which was banged up in the Knicks game - showed no significant damage. He declined to comment through a team spokesman.

The reigning NBA Defensive Player of the Year has struggled to fit in with his new team after leaving the Detroit Pistons for a four-year, $60 million contract. The 32-year-old center is averaging 5.5 points and 9.2 rebounds a game and the team's defense looks worse than last season.

Media reports in Chicago have indicated Wallace is unhappy with his new team. He has reportedly butted heads with the team on other issues, like playing music in the locker room, and has had problems with other coaches in the past.

Skiles and Paxson said they had a telephone conversation with Wallace on Sunday and don't believe the headband was a rebellion against the coach.

"I'm going to talk to Ben again and see if there's more to this than the headband issue," Paxson said.

While Wallace has struggled, so have the Bulls. Skiles hopes the conflict wakes up his young team, which ended a six-game losing streak and closed out a disappointing 1-6 road trip with the win over New York. The Bulls are now 4-9.

"I don't think it's the worst thing in the world for them to see some confrontation like that, as long as it gets resolved. I think it's something we can all learn from."

Fixed-rate loans drop below 10%

As mortgage rates declined slightly this week, fixed-rate loansbelow 10 percent were available at more than 40 lenders, reports GaryS. Meyers & Associates.

At midweek, Sentry Financial, Schaumburg, was quoting 9.5percent plus closing costs of 3.5 percent of the loan amount for a30-year, fixed-rate mortgage. The rate with 2.5 points is 9.75percent.

On a 15-year fixed loan, Sentry was quoting 9.25 percent plus3.5 points. The rate with 2.5 points is 9.5 percent. Minimum downpayment is 5 percent, and maximum loan is $133,250. Application feeis $275. 519-2230.

Manufacturers Hanover Trust, Oak Forest, was quoting 9.5 percentplus 4 points on a 30-year fixed. With 2 points the rate is 10percent. Minimum down payment is 5 percent, and application fee is$250. The rate on a 15-year fixed loan is 9.5 percent plus 2.75points. 560-0001.

Chinese shares mixed as profit-taking kicks in after four days of gains

Chinese stocks were mixed Friday, capping a week that took the benchmark Shanghai Composite Index to its lowest level in more than a year, and then to its largest one-day gain in six years.

The Shanghai Composite Index slipped 0.7 percent, or 25.27 points, to 3,557.80. The index gained 15 percent for the week, most of it coming in a 9.3 percent surge Thursday after the government slashed the stamp tax on share transactions.

The index is still down 32.4 percent since the beginning of the year.

On China's smaller, second bourse, the Shenzhen Composite Index rose 1.4 percent to 1,058.42.

Friday's session was "a tug-of-war between those who were buying on hopes Beijing will launch more market-boosting measures, and those who took profits on concerns the markets may drop again," said Shenyin & Wanguo strategist Chen Li.

Analysts said many investors expect Beijing to boost the markets further by permitting margin trading or launching stock index futures.

Banks led Friday's decline on concerns previously nontradable shares could flood the market when they are freed from lockup periods, said Wu Yiping, an analyst at Haitong Securities. Investor are worried additional shares would dilute current stock values.

Lender ICBC lost 4.7 percent to 6.49 yuan. On April 28, 2.8 billion ICBC shares held by institutional investors will be released from a lockup period.

Bank of Communications dropped 3.5 percent to 10.66 yuan. On May 16, 13.2 billion of its shares will be free of lockup restrictions.

Other financial issues rose on hopes that market gains will help their earnings.

Citic Securities rose by the 10 percent daily limit to 35.34 yuan. China Life Insurance rose 4.1 percent to 34.21 yuan.

Chinese gold and copper producer Zijin Mining saw its shares more than triple their initial public offering price of 7.13 yuan on their debut Friday. The shares were suspended from trading for a half-hour due to what the Shanghai Stock Exchange said was "abnormal trading." When they resumed trading they fell back to end at 13.92 yuan.

In currency dealings, the U.S. dollar was at 7.0089 around 0730 GMT on the over-the-counter market, up from Thursday's close of 6.9970.

Horst Group steps out into the limelight

The Horst Group, a 118-year-old privately held company, is undergoing philosophical and management changes designed to increase its visibility in the marketplace.

Among the changes at the conservative, Lancaster County company are a new president and CEO, Richard A. "Rick" Watson Jr.

Watson, the first non-family member CEO of the company, replaces Clyde W. Horst, 60, who served as president and CEO of the Horst Group since its formation in 1979 as parent company for five Horst-owned companies.

As chairman of the board of directors, Horst will continue to oversee the company's approximately 25 affiliates. Company officials declined to name the 25 affiliates.

According to Watson, the company will focus on its core businesses, which are related to construction, and try to develop business relationships with local and regional companies beyond its traditional customer base.

Company officials indicated the reorganization has nothing to do with a recent $30 million lawsuit filed against Horst's construction firm by the owners of the Sight & Sound Christian music theater in Strasburg.

The lawsuit, filed Nov. 6, is a final attempt by Sight & Sound Ministries Inc. to recover some of the losses incurred when the theater was destroyed by fire in 1997, according to Melvin H. Hess, the Lancaster lawyer who filed the lawsuit on the theater company's behalf. The lawsuit was filed only after repeated efforts by Sight & Sound to settle the matter out of court, Hess said.

Watson noted that Horst Construction continues to work with Sight & Sound, and even built the new 2,000-plus-seat theater that opened in September.

"We have a strong, highly valued relationship with the owners of Sight & Sound Ministries," Watson said.

The Horst Group began humbly in 1880, building barns, churches and homes. The company, headquartered in Manheim Township, has grown into a local powerhouse with about 530 employees and total annual revenues of $89 million.

Although it has always been well-known in Lancaster County, the company, founded by devout Christians with roots in the local Mennonite community, never bothered to develop a high profile, said Watson.

For many years the company derived a significant amount of its business from its own accounts or those of family members and its affiliate companies, Watson said.

"I would say we didn't aggressively promote ourselves within the market-place," he said. "We're realizing that in order to grow and be successful, we need to promote ourselves. We cannot afford to be quiet."

This change in the company's basic philosophy was a gradual process that began in the early 1990s and was based on the lessons learned from the recession of the late 1980s. Up until then, Horst's leadership felt that greater and greater diversification was the way to go, Watson said.

The recession changed all that.

"It forced us to re-evaluate the business," Watson said. "We learned to stick to your basic business, what you understand best. And we concluded that what we know best is construction, real estate and insurance. They are all cyclical businesses."

In the past, the company focused internally, developing each core business individually without much communication between the separate companies, said John Rose, new senior vice president and CFO. In addition, the individual companies tended to work on each other's projects, rather than seeking new projects.

For instance, Clabell Management, the company's property management arm, was previously involved in managing the companies constructed by Horst Construction for family partnerships, said Michael R. Carper, a senior vice president for Horst and president of Clabell Management.

But recently, Carper said, Clabell has begun marketing to companies unrelated to the Horst Group.

"For example, we recently traveled to Rhode Island to meet with a hotel development prospect. It provides hotel development and hotel management opportunities for Clabell Management Co. and possibly a construction project for Horst Construction, and possibly an insurance candidate for Gingrich Stoudt Insurance (another of the Horst Group's affiliates)."

The Horst Group is now focusing on a total solution concept where it can take a project from beginning to end, Rose said.

This kind of philosophical change is healthy for any large company, said Douglas Frazer, a professor of business administration at Millersville University.

"Opening yourself to market forces at all levels of the company should be a good thing for any well-run company," Frazer said.

The realigned company is being guided by a five-member senior management team assembled in October. Watson served as company CFO for more than 22 years.

Rose, who replaces Watson as CFO, has been with the company for more than 20 years. Rose has a strong financial background, including experience working in global markets.

David Berndt, senior vice president for the Horst Group and president of its affiliate insurance company, Gingrich Stoudt Insurance, joined the company in 1982.

One of the newest members of the senior management team is Carper, who has 23 years experience in financial services, most recently with Dauphin Deposit Bank and Trust Co.

Rounding out the senior management team is Randall Horst, the fifth generation of the Horst family to become involved in the company's management. Horst, the company's third senior vice president, remains president of Horst Construction, which he has led since 1993.

The new management team brings together a broad mix of strengths, backgrounds, education and interests, Berndt said. The fact that four of the five senior managers are not related to the Horst family shows how serious they are about bringing together the talent necessary to move the company forward into the next century.

‘A healthy work force is a more productive work force’

With help from her employer, Deerfield resident Leah Molay has gone from walking a mile and a half a day to walking about 10 and has lowered her blood pressure and cholesterol and dropped 105 pounds.

She's among 13,000 — nearly 40 percent — of Allstate employees who signed up for a new walking-focused, technology-driven wellness program that includes competitions with awards.

Free karate and yoga classes; biggest-loser weight reduction contests with prizes, and incentives to encourage employees to go to the doctor are among creative initiatives that have emerged in wellness programs at small and large employers. These programs are expanding and increasingly making use of technology.

Chicago-based Alper Services provides free fresh organic fruit for workers. The insurance brokerage and consulting company, which employs 46 people, also has had a chiropractor come in to provide massages and spinal evaluations and offered free on-site yoga and nutrition classes. And in a biggest- loser weight-loss competition this year, the winner received $250 and an extra vacation day.

Such programs "help you perform better," said Bill McGrath, 37, director of finance at Alper and the winner of the competition.

He lost 27 pounds by playing indoor soccer, practicing martial arts and changing his eating habits. He says he has more energy and feels better.

McGrath's winning team members received $50 each, said Cindi Ferrara Elstien, senior vice president of human resources, who detailed the company's programs.

Smokers are required to pay $30 to $50 more a month on their health insurance premiums, and employees who participate in free and confidential health-risk evaluations get $20-a-month discount on their premiums, Elstien said. The health-risk evaluations include checking blood pressure and cholesterol levels and testing for diabetes, and diseases of the liver, kidney, blood, bone and muscle.

Alper has invested an average of roughly $5,800 a year in such programs since they were launched about five years ago, Elstien said. Use of sick days has fallen about 20 percent, she said.

For every dollar spent on wellness programs by employers, medical costs were reduced by about $3.27 and absenteeism costs reduced about $2.73, according to a report on U.S. workplace disease-prevention and wellness programs by Health Affairs, a health policy research journal. Studies have shown wellness programs can provide a return on investment of between $3 and $6 for every dollar spent, said Mark Schmit, director of research at the Society for Human Resource Management.

Besides helping lower health-care costs, "the real pot of gold has to do with a healthy work force is a much more productive work force," said Dr. Paul Handel, chief medical officer of Health Care Service Corp.

Robinson Engineering, based in South Holland, has enjoyed a 10-1 return on investment since launching a wellness program in 2007, said Denise St. Pierre, organizational development manager at the 104-employee firm.

The wellness program includes quarterly "lunch and learn" sessions for employees covering topics such as stress reduction, nutrition and ergonomics; potlucks for which wellness committee members provide healthy dishes and share recipes, and group activities such as lunch walks and weight-loss and walking competitions.

In 2007, the firm began offering confidential voluntary health screenings and 46 percent of employees participated.

In 2010, that rose to 100 percent after employees were told that if they didn't participate, they would have to pay part of the cost of their insurance premiums, St. Pierre said. From 2009 to 2010, 54 percent of employees with poor cholesterol improved, and 60 percent with poor glucose improved, St. Pierre said.

Allstate recently partnered with GlobalFit, a wellness benefits provider, to implement a Web-based program called Destination: You.

The program promotes walking and uses pedometer-like activity trackers that employees attach to their shoes to record how many steps they take each day, how far they walk and how many calories they burn. The information is uploaded to a personal website that tracks and manages each employee's physical activity and goals.

Employees who log at least one million steps in the program are eligible for $50 deposits into their health reimbursement accounts, plus an additional $50 for a spouse or significant other who logs that many steps.

The program allows for "fun team competitions," said Ned Kyle, benefits director at Northbrook-based Allstate.

"Maybe the over 50-year-olds will challenge the under 30-year-olds to do a competition over the weekend," he said. "If you're part of a team, then your steps are shared, but if you want to do this on your own, it's password protected and can be very private. It's up to the individual."

Molay won a $75 prize through one of the competitions, partly by logging 25 miles in one day.

"The nice thing about the program is you can monitor how you're doing against your peers," she said. "The camaraderie with people that you're doing this with helps you continue to do the walking. It's at no cost to us and you have people to help encourage you a long the way."

Cindi Ferrara Elstien (left), senior vice president of human resources at Alper Services, showing a wellness award; Bill McGrath, director of finance, and company chief Howard C. Alper participate in the company's wellness program. | aL PODGORSKI~SUN-TIMESal podgorskiBig bellies are bad for business. | John J. Kim~Sun-Times fileAllstate Insurance employee Leah Molay participates in the company's wellness program, which encourages workers to walk. A device attached to her shoe (right) measures her progress while she takes a walk on the company grounds in Northbrook. | Richard A. Chapman~Sun-Times photosRichard A. ChapmanAllstate Insurance employee Leah Molay participates in the company's wellness program, which encourages workers to walk. A device attached to her shoe (right) measures her progress while she takes a walk on the company grounds in Northbrook. | Richard A. Chapman~Sun-Times photosRichard A. Chapman